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Statements
This document was prepared to provide an estimate of
replacement cost forthe intended use of obtaining insurance. Any other use of
this document is invalid and likely to mislead others who might rely on it.
The intended method of replacement is with a new item of
like kind.
Every effort has been made to grade the gemstones described
in this document as accurately as possible within the normal and
reasonable gemological ranges. Opinions of quality and grade may vary
upon reexamination by another qualified gemologist.
Unless otherwise stated, all gemstone weights, grades and
measurements are approximate and stones have not been removed from their
mountings.
Diamonds are graded with the proscribed grading nomenclature
of the Gemological Institute of America (GIA) and the use of
pre-graded permanent master diamond color comparison stones and are graded under
corrected light -
daylight equivalent.
Unless otherwise stated, all colored stones listed on this
appraisal report have probably been subjected to a stable and possibly
undetectable color enhancement process. Prevailing market values are based on
these universally practiced and accepted processes by the gems and jewelry
trade.
Every effort has been made to determine the metal identity
and fineness of any mountings described in this document as accurately as
possible without the use of damaging tests.
Unless expressly stated, the condition of the item(s)
appraised is good. Any serious deficiencies and repairs are noted. Ordinary wear
and tear is not noted.
The gold market on the date of this report is $280.00 US per
ounce
Certification
I hereby certify that, to the best of my knowledge and
belief:
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The
statements in this document are true and correct
including representation of quality and quantity.
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I have
made a personal inspection of the property unless
otherwise stated.
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Although
neither my compensation nor the consummation of any sale is
contingent upon the reporting of any predetermined
replacement cost,
this document may have been provided as evidence of the quality of a
purchase made.
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The
replacement cost estimate is the most common actual
sales price of
the same, identical or fully comparable property if
sold.
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I am
competent to identify and determine the relative quality
of the subject property, which is similar to items normally,
bought and sold. All
significant
characteristics affecting the replacement cost have been
reported.
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This
report has been prepared, in conformity with the
Recommended Minimum Guidelines for Insurance Replacement Cost
Estimate Documentation for Jewelers as published by the Jeweler's
Vigilance Committee, Inc.
_______________________________
Michael A. Rogers G.G.
1/24/2002 |
